transfer myki balance to another card

NSW has their equivalent, the Opal Card, and there is no charge for initial issue of the card. Annual Fee: $0. there's no excuse for this money-grubbing by the Myki corporation. In order to touch on, there is only one condition that must be met: a myki money balance of $0.00 or more. It takes longer to get through the platform barriers than it did under Metcard, They are very old barriers retrofitted to work with myki, Because it was made by some pollys mate who probably still uses cheques to pay for shit. Auto Load set up within Mobile myki can take up to 10 minutes to top up myki Money. I get the idea that this was supposed to be a pun on the word "principal", meaning the amount of money, borrowed or lent, on which interest is calculated. You can only have your Mobile myki active on one device at a time. Even if they do, you can only transfer a balance between a Synchrony credit card and another issuer's credit card. How Does a Balance Transfer Work? | Credit Karma They actually can transfer your funds really easily but you need to get a case created. It appears as a "Approved Level 2" request on my myki account on the website. If you'd like to buy a myki Pass for a different day duration, you can do so via the PTV website. endobj I register them all (but only have auto top up on my main card), when I get to the point that I have too many, I simply go online report the oldest cards as lost/damaged, it cancels them immediately and ask which other card to transfer the balance to all sorted in a matter of seconds. Because the whole thing is fucked. Auto-load is the same as auto top up. You could pay less interest by transferring balances from other higher-rate credit cards to a Wells Fargo Credit Card. Via mail Complete the balance transfer and refund form to cancel your go card and transfer the balance to another valid card . If you receive a check, you then need to forward it to your old card provider. What to Do If You Cant Get a Student Credit Card? myki Money - Public Transport Victoria This may also be an anti money laundering thing. xref The easiest option is to call PTV on 1800 800 007. December 29, 2022 - 1:47PM. If it doesn't appear, your phone does not have an NFC chip. Which I obviously don't have because it is lost. You'll need to know the account number for your existing balance and how much you want to transfer. We have this new thing called EMAIL. For a bus anyway. Do You Have to Be a Student to Get a Student Credit Card? Most of my travels are in the free tram zone and Im sydney based, so its taking me forever to spend the initial credit that was on the card when purchased (I think it was $30). If you get a new card with a 0% APR offer on balance transfers, you might need to initiate the process within a stipulated time frame to make use of the offer. PTV does not have any access to any information within the Google Wallet app. If you can just transfer money between mykey cards, well then what would the tracability of those funds be? Irrespective of the card provider handling your transfer, you may expect to find out the estimated turnaround time in advance. The train from Flinders took so long to leave that by the time I got to St. Albans, myki had assumed I wasn't going to touch off and checked by off automatically, deducting the default fare. Myki Card | Buy or Top-up | Transport and Driving | Service Victoria I don't think we'll find out why the OP wanted to transfer balances as they haven't logged into Whirlpool for a year and a half. Yes. The most upsetting part about myki is the initial card cost, which is far more than it costs to manufacture. Here are some tips to save on fees and interest on a balance transfer. No. You can request a new, free myki smartcard through your online account. If you need to travel straight away and are unable to attend a PTV Hub, you will need to buy a new myki to travel while waiting for the replacement myki. 0000003206 00000 n Mobile myki will now be reactivated on your phone, with your account details the same as before. Pay down your credit card debt. 0000004886 00000 n If you have Mobile myki you can set Auto Load via the Google Pay app. I searched everywhere. Remember that the total amount you transfer needs to remain less than the available credit limit of your new card. If your registered myki card is lost or stolen, you can have your myki card replaced at any PTV Hub with the balance transferred within 7 days. Now you cannot access it on your original device. I asked if I could go into a premium station and he said yes, if I see a staff member and have the details they can replace it on the spot, but it will take 5-10 business days for the money which was on my lost card to be transferred onto the new card. Hoping to transfer the same balance repeatedly over time by using different balance transfer cards with 0% APR offers is fraught with risks. Opinions expressed here are the authors and/or WalletHub editors'. Does a balance transfer happen automatically? This is regardless of whether there is a myki pass or existing fare on the myki. Top up myki | Service Victoria Wow. The people who run the Myki system can't transfer funds - Reddit The process begins when you submit a balance transfer application. But your balance can be transfer to another card at some of the PTV stations. Transfer registration. Learning how to transfer a credit card balance to another card requires understanding the intricacies of the process. Get up to 5% cashback in rotating and newly added everyday categories. Can I transfer my American Express balance to another card? - WalletHub What is the best balance transfer credit card? %%EOF With my shitty luck I ended up losing this one at work (someone saw it on the ground but we assume the cleaners picked it up) so I called Myki, asked them if I could order a replacement. In person at a PTV hub , or a premium metropolitan station or staffed V/Line station inside the myki boundary. A non-centralised database/processing unit. For instance, the U.S. Bank Visa Platinum Card's 0% APR on balance transfers applies only on balances transferred within 60 days from account opening. Student passes and concession cards cant be replaced online or over the phone. Typical details you need to provide include the name of the card, the name of its issuer and the desired transfer amount. Assume that your new card charges a 3% balance transfer fee. Top up your myki MoneyGeek experts have narrowed down on the best balance transfer cards by relying on the company's unique ranking methodology. They could have at least have forms on their website to print and send. 0% intro for the first 15 months (then 19.24% to 27.99% variable) $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days. Transfer your balances to the card with the best offer or your new card. We're working to improve the messaging. 0000004139 00000 n For the amount of money that has been put into developing the system I'd think something as basic as that should be possible. Refund of Myki card balance - Melbourne Forum - Tripadvisor Most credit cards charge a balance transfer fee, typically ranging from 2% to 5% of the balance transfer amount. Well they've had plenty of time to roll out a fix, but obviously are not interested and prefer to keep the money. A 2 hour fare is extended when travelling to and from regional Victoria, find out more at Regional fares. 183 0 obj Depending on your card provider, you may initiate the process online or over the phone. Whats the Difference between Business vs. Corporate Credit Cards? Now, on the form it says I need the card to be re-imbursed. xen0. How to pause your Myki or get your money refunded while you're stuck at The Blue Business Plus Credit Card from American Express, Marriott Bonvoy Business American Express Card, Capital One Quicksilver Cash Rewards Credit Card, Credit One Bank Platinum Visa for Rebuilding Credit, U.S. Bank Altitude Go Visa Signature Card, American Express Blue Business Cash Card, Blue Cash Everyday Card from American Express, Blue Cash Preferred Card from American Express, Delta SkyMiles Blue American Express Card, Delta SkyMiles Gold Business American Express Card, Delta SkyMiles Gold American Express Card, Delta SkyMiles Platinum Business American Express Card, Delta SkyMiles Platinum American Express Card, Assent Platinum 0% Intro Rate Mastercard Secured Credit Card, Capital One SavorOne Cash Rewards Credit Card, Capital One Spark Cash Select - $500 Cash Bonus, Capital One VentureOne Rewards Credit Card. If you have another transit or public transport product in your Google Wallet account (such as Suica, Las Vegas Monorail), it may detect interaction with the myki system. How To Do a Credit Card Balance Transfer in 8 Steps Keep in mind that credit utilization is also affected by individual card balances. I only realised this when my replacement card was lost and I called up for a new one. TL;DR lost 2 Mykis, had to buy another one and post in a form then wait up to 2 weeks for a replacement Myki. Start the process by listing out your current credit cards, writing down each . 182 0 obj 0000117992 00000 n Go through answers to other commonly asked questions about how to do a balance transfer so that youre well prepared if you decide to carry out the process. This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. Do you have any links to the technical specs of the miki? About go card | Translink Information on WalletHub Answers is provided as is and should not be considered financial, legal or investment advice. 0000009156 00000 n If you wish to transfer balances from multiple cards, select the ones with the highest APRs first. Learner permit or driver test. The poor guy was really nice about it and I also feel horrible for being angry at the call centre staff and if you saw an angry young man in a suit on the Sandringham line that was me. Update the app and try again. Can you transfer MyKi balance from one card to another? If you expect your journey to take more than 2 hours, exit the barriers when you change and touch off, then re-enter and touch on again before boarding your connecting service. A balance transfer does not happen automatically. PDF Guide to balance transfers and refunds - TransLink New comments cannot be posted and votes cannot be cast. Compare Balance Transfer Cards | finder.com 2. Standard message rates apply. Your Mobile myki expires after two years. Balance Transfer Calculator: How Much Can You Save With A Balance It also protects your myki balance if you lose your phone or it's stolen. However, the maximum amount you may transfer cannot exceed the available credit limit of your new card. Manage another person's myki Only time I had to was when my original myki was expiring. If your phone battery dies, you'll need to charge your phone or purchase a physical myki card to travel on the network. Only needed to log on and change auto top-up to new card. Myki | Youth Central https://www.ptv.vic.gov.au/tickets/refunds-and-replacements/. The Address 0x12a0e25e62c1dbd32e505446062b26aecb65f028 page allows users to view transactions, balances, token holdings and transfers of ERC-20, ERC-721 and ERC-1155 . What is Identity Theft & Credit Card Fraud and How to Protect Yourself? Can I check my myki card balance online? - TipsFolder.com It's your responsibility to ensure your phone battery is charged so you can touch on and off during your journey and present a valid ticket if requested. You can also top up: Online now Via the PTV app Instantly top up via the PTV app by scanning your myki card Travelling Your first touch on creates a 2 hour fare. Back story: I lost my Myki which had ~$26 left on it on Friday afternoon. Metro Trains: Ripped Off - See 175 traveler reviews, 73 candid photos, and great deals for Melbourne, Australia, at Tripadvisor. Why do we have to put up with a 1970s level of customer service when it comes to transferring or withdrawing our own unspent money? Upon approval, your new card provider might pay your old card provider directly or send a check to you. endobj They contacted me, I did it online and they posted me a new card. If you get a 0% balance transfer offer on a new credit card, with a one-year promotional period, then you can move your $5,000 . Your new starting balance would be $3,090. Myki myths 3: credit expires after 90 days - no it doesn't I want to transfer the $19.90 to the card with $6.54 on it. Edited for typos. My old one is registered and everything with my account but there seems to be no way to import that one in. Auto top up and Auto-load cant be transferred to your new myki. For more information, visit the V/Line website. 0000005119 00000 n Pick a card that waives the balance transfer fee. Your myki smartcard expires after four years. I need to transfer a balance from one credit card to another credit Enter the amount of debt you want . Adelaide metroCARD - Adelaide Metro Auto-load is the same as auto top up. Would be easier if they would transfer the balance onto an existing card, but hopefully that's coming. If you need a tax invoice call1800 800 007 and we'll email your tax invoice to your registered email address. Log into your Barclaycard online servicing account or use the Barclaycard app to see if you have an offer available. Any other travel benefit such as free weekend travel isn't available at this time. 184 0 obj A balance transfer lets you use a credit card to pay debt on another credit card. The Pros And Cons Of Balance Transfer Credit Cards - Forbes This 0% interest period can help you carry your debt for a limited time without paying interest. https://www.ptv.vic.gov.au/t ickets/refunds-and-replacements/#loststolen 0000118233 00000 n Enter your card number and other required information.4 PTV advises that you call 1800 800 007 to block your existing card and the team will then send out a new card, which will . The . I recently upgraded my phone but apparently now when I go to Google Pay, I have to purchase a new card. Transferring debt from multiple credit cards to a single card (debt consolidation) is also possible. Myki Q+A: Straight answers to your questions | Public Transport Users More than a year ago, I needed to change my concession Myki to full fare (no longer a student). Most people would keep the same card for years. There must be hundreds of thousands of Myki card balances in this situation, if not millions. So I had a mobile MyKi with around $6.xx balance on it. On your new phone, download Google Wallet and set it up with your same account details. As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. Tap Travel Card. This will let you manage your myki as you would a physical myki card. Choose your top up value and minimum balance. Because most balance transfers do not happen immediately, it is important that you continue to make payments on your current balances until you confirm that the balance has been transferred. endobj 0000002274 00000 n You can also check your myki money balance, myki Passdetails, card status, fare type, travel, and top-up history. It seems pretty archaic having to fill out a form and send it in for a replacement Myki. Balance Transfer Offer: Get a 0% introductory APR for 21 billing cycles for purchases, and for any balance transfers made in the first 60 days, a variable APR of 15.49% - 25.49% . Your first touch on creates a 2 hour fare. All myki smartcards expire after four years. 3. On occasion, there is a small (< $10) balance leftover, which expires after a couple of years. Depending on the issuer of the card to which you wish to transfer a balance, you might be able to begin the process online or over the phone. To transfer any funds from your existing myki to Mobile myki you'll need to deactivate the existing card. We can only see Mobile myki information if you register your Mobile myki viaRegister your myki. For more information, visit the V/Line website. You can only activate a Mobile myki on one device at a time. Load myki Money onto your myki and it will calculate the lowest fare based on where you travel. FAX?! Key points: A third of Melbourne's public transport users will be able to use the app The Government is in talks with Apple to develop an iPhone version 13 Best Balance Transfer & 0% APR Credit Cards of March 2023 Lo and behold, they not only replaced my second replacement, but 'magically' were able to transfer the balances of both my original mykis to the new card. I realise this is not a life-changer, but there's a principle at stake. What kind of retarded system is this? On your existing phone, go into Mobile myki, select the menu in the top right corner (three vertical dots) and choose Move to another device. But is it possible to go to a ticket booth. On Friday Martin. Your card provider holds the right to approve or deny your request for a balance transfer. Only Mobile myki has the ability to charge you a fare via a myki device. Check your phone to make sure you're connected to WiFi or mobile data. I know there's nothing you can do. Tell us how much you're transferring and which card you're transferring from - make sure you have your card details to hand. Step 3: Review Card Offer Terms. logging into your myki account calling us 1800 800 007 Visiting a PTV Hub Your lost/stolen registered myki can be replaced on the spot at a PTV Hub. If your myki has expired, or is due to expire within 60 days, you're entitled to an on-the-spot replacement. You need to deactivate your Mobile myki on one device before doing a factory reset or all data will be lost. The helpfulness of a financial advisor's answer is not indicative of future advisor performance. The card itself holds the balance, rather than a back office system telling the readers that the balance is available. When a Myki card is lost or . <>/Filter/FlateDecode/Index[32 146]/Length 27/Size 178/Type/XRef/W[1 1 1]>>stream We recommend visiting the card issuers website for the most up-to-date information available. Press J to jump to the feed. How Do Credit Card Balance Transfers Work? - Investopedia The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. 0000001755 00000 n The process begins when you submit a balance transfer application. Adelaide Metro metroCARDs are rechargeable plastic cards that you can use on buses, trains and trams. 0000005348 00000 n How does credit and credit cards work for students? Load money onto your card and myki will calculate the lowest fare based on the zones you travel through, with access to access 2-hour and daily fares. But what if the amount is comparable to or less than the postage? Myki - Got Fine for Low Balance - OzBargain Forums Myki Money QTEM devices can be found at PTV Hub (SouthernCross). Commuters in Victoria are calling for an overhaul of the Myki system after learning there is almost $80 million worth of unused credit sitting idle. Got the train home to South Yarra, went to the service desk with my completed replacement form and then was told "we actually don't send these in you have to go and post it yourself". Im sure Myki could add this capability to their website if they cared to. 0000003774 00000 n Mobile myki Frequently asked questions - Public Transport Victoria Learn how to transfer a credit card balance from one credit card to another and take control of your finances for greater peace of mind, with Santander Bank. Wells Fargo Credit Card - Balance Transfer - Wells Fargo I understand your frustration, especially when it's something that can be done quickly. (by Issuer). -- Lee Huffman, credit card expert at BaldThoughts.com. This is why I don't keep much money on transport cards. The only way is to download a form, fill it out, post it in, and wait weeks. The balance transferred when the old card expired. Only reserved V/Line paper tickets and Date-to-Date tickets can be replaced if lost or stolen. Watch the video for steps on how to register online or read more on how to register your myki in the PTV app. endobj <>/MediaBox[0 0 594.96 842.04]/Parent 29 0 R/Resources<>/Font<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI]/XObject<>>>/Rotate 0/StructParents 0/Tabs/S/Type/Page>> A subreddit for Melburnians and Melbourne enthusiasts! That's a lot of free money for Myki, which customers are unlikely to ever claim. endstream You can request a new, free myki smartcard through your online account. We are committed to being fully transparent with our readers. Alright I'll bite - the first one with the $26 had been registered, so I asked the call centre agent if he could transfer the money onto the new Myki (I had just bought a THIRD one) and he said it couldn't be done. Can I use Mobile myki on my Android phone? Rajiv Baniwal is a journalist who has been covering financial topics for over 15 years. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. The unused money does not sit in an account earning interest. Myki is the best free password manager for users looking for secure storage, ease of use, quick authentication, and cross-platform syncing. I still don't understand why though - what is the technology required to do this? Within the phone, go to Settings > System > About phone. <> If you have outstanding balances on multiple credit cards, you may want to consider consolidating this debt by getting a single balance transfer card. Make sure you pick a card that accepts balance transfers and has advantageous rates. This could save you money if you're moving the balance to a card with a much lower interest rate. startxref The short version. From the Transfer Funds From drop-down, choose the credit card where the balance was coming from. If your myki card is registered, call 1800 800 007 or visitptv.vic.gov.au. For example, when your myki Money balance reaches $10, you could top up with $20. Cookie Notice In a couple of weeks I will be renovating and furnishing a new house.

Kennecott Smelter Emergency Phone Number, Crystal Beach Water Quality, Ulcer Friendly Chicken Recipes, Articles T